Hi, 

My name is Ryan and I am seeking donations to assist me in purchasing health insurance and prescriptions.  I worked hard as a salesman for 25 years.  At age 42, I discovered I have Bi Polar Disorder, Panic and Anxiety disorders and diabetes.  I had to leave my job as my condition deteriorated to the point where I was no longer functional.  I had to be hospitalized for 3 weeks last year but my health insurance did not cover in patient mental health care.  The stay was for the doctor to observe me and adjust medications.  I had to open my 401k to pay for this $20,000 hospital stay.

Fortunately, the psychological drugs work well but my insurance premium is jumping from $300 per month to over $800 per month in October because of my current medical conditions.  I am trying to obtain Social Security Disability Insurance (SSDI) after trying to go back to work on three different occasions.  I am no longer able to concentrate and the stress sets off manic episodes making me unproductive and unable to attend to my clients.  I am over qualified for every job I apply for.  I am on Cobra which will convert in October to the $800 figure mentioned above.

I calculate my insurance premiums to total $20,000 over the next two years and my prescription costs which are $200 per month will total 2400 and office copays between my psychiatrist and medical doctor will total $400 or so.  I am seeking 25,000 to meet my health insurance needs during this period.  I am trying to earn money through home business sales but my income is minimal.  My savings are running out.  At this rate I will be flat broke by the end of the year.  The diabetes supplies including insulin and test strips are extremely expensive.  I try to economize and use the minimum amount of phsyciatric and diabetic medications but I always end up worse off than when I was on the medications as directed by my doctors.  

I know times are tough for everyone so please contribute if you can.  If you cannot, please let other people know of my situation.  I want to get well and stabilized so I can find a job in this tight market.  Being off work is not helping my prospects and I need to be able to stay on my medications in order to be stable enough to work.  Thank you for your help.

By the way, if I collect more than I need, I intend to find someone else at this site to contribute toward their needs.

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