In October of 2015, business and financial institutions were required to implement stricter security protocols (called the liability shift) for payments that switched away from magnetic-stripe cards which paved the way for safer payments. In light of the many recent credit card data breaches, now is an especially good time to present a solution that finally shields our wallets from theft and fraud. The Bee fob takes these new protocols to the next level with a more convenient, safer and easier way to manage your transactions.

Bee was engineered to save money, reduce clutter, increase security and keep better records with an impressive set of features packed into a compact, minimalist design. Check out the video below to learn how you can get started with quick and easy payments using Bee.

Minimize your everyday carry by allowing Bee to consolidate multiple cards onto one tiny device.

No need to wait for the cashier to tell you to slide your credit card or insert it into the chip reader, With Bee you can quickly pay and be on your way!

The easiest way to pay, simply look for the universal NFC Tap-To-Pay symbol and tap your Bee.

The Bee payment fob ends the complicated mobile tap payment apps by transitioning the technology in to a compact, one-tap fingerprint authorization fob. Using Bee is easy to authorize a payment, save money with customer loyalty cards or use a gift card balance, simply:

1. Pull out Bee fob.
2. Scan fingerprint to authorize
3. Tap your Bee on the NFC Tap-To-Pay symbol

The future is here, go ahead, look around for the universal NFC (Near Field Communication) symbol next time you swipe your card, it is almost everywhere

Bee is convenient and discreet, allowing you to connect it to what you use most.

Measuring 24mm in diameter by 8mm thick and weighing only 0.52oz, Bee was engineered to be compact and hardly noticeable for every day carry. With Bee's accessories you have the freedom to easily accesss on your keychain, purse, belt, backpack, etc.

Reduce clutter with the ability to store up to 20 cards on Bee.

Through Bee's encrypted smartphone app, securely register any NFC enabled card of your choice:

• Payments - Authorize payments for debit, credit or gift cards from any institution: Visa, MasterCard, Discover, etc.
• Loyalty - Get discounts by loading your customer cards from retailers: pharmacy, grocery, coffee, etc.
• Membership - Sign in at the gym, spa, YMCA, etc by registering your club membership cards to Bee.
• Access - Reduce clutter by registering your apartment, office, elevator, garage, etc access key cards.
• Transit - Never lose or miss a train by registering public transit cards for subway, bus, amtrak, etc.

Bee makes life easy with the ability to store up to 20 different card types on one simple, tiny device. Learn how to add cards to your Bee device below:

By using payment tokenization, multiple layer encryption and fingerprint authorization, Bee is the safest way to pay.

With biometric security prevents unauthorized, fraudulent or accidental access and authorization.

Securely scan and store up to 3 users fingerprints within the Bee encrypted smartphone app, allowing kids, spouses, or employees to access joint cards as you permit. After fingerprint registration, simply press your finger on the Bee's fingerprint sensor near any NFC device to authorize your card of choice. 

Bee does not store any personal information, data or account numbers.

Instead of providng sensitive information, Bee uses "tokens" instead of PANs (real card numbers) during transaction to increase privacy, ensure security and prevent fraudulent transactions or comprimised data. Bee conforms and surpasses all EMV Co. technical standards for smart payments and authorizations.

Your personal information, data and finances are safe even when lost.

Bee allows you the freedom to temporarily or permanently enable or disable specific cards anytime, anywhere from the Bee smartphone app.

Better insights to easily manage personal, business or family member expenses.

Bee also includes easy to understand money management and expense tracking solutions.

Bee's app provides user-friendly graphics to educate on spending behavior through visual graphs of your spending habits.

25+ years of experience in IT products, software and consulting across diverse industry segments. 

25+ years of experience in IT consulting, process improvement, product development and business applications. 

With 25+ years of experience in industrial product engineering and consumer electronics, he adds a critical perspective to product design. 

18 years of consulting experience in product, applications development and process management. 

Passionate about wireless communications and how it can be implemented in day-today life. 

Enjoys working on emerging technologies and aspires to create products that create an impact. 

Experienced in multiple domains such as Telecom, Datacom, Wireless communications, Security, Multimedia and Systems programming. 

ABOUT BEE

How big is the Bee?

• Bee weighs about 15 grams or half an ounce. Bee stands at a diameter of 24 mm (size of a US Quarter) and a thickness of 8mm (thickness of a pencil).

How many cards can I store on the Bee?

• You can store up to 20 cards on your Bee. This includes your credit cards, debit cards and prepaid cards. In future Bee users can expect to store access control cards, and transit cards.

How secure is my Radiius Bee?

• Bee is equipped with a biometric fingerprint scanner that makes sure you are the one true user of your Bee. You can store multiple fingerprint information and unlock the device any time before using your Bee.The security of Bee is more nuanced and in layers. It has a biometric fingerprint scanner, it conforms to EMV Co. standards and it uses tokens instead of PAN (or real card numbers) during transactions.In addition, Radiius does not store any sensitive information on your smartphone. All data communication is encrypted with strong keys end-to-end. We consider these as basic hygiene.

Does my Bee require charging?

• Bee does not require charging, and is expected to work for two years with normal usage.

BEEHIVE APP

What is BeeHive?

• BeeHive is a one stop Android/iOS solution that lets you add, delete, update and manage your cards for use with Bee. BeeHive is a safe and secure solution and does not store your complete payment card info anywhere in your phone or outside Bee.In future, BeeHive plans to include money management and expense tracking solutions as well as advise Bee users on where to get the best deals and offers.

Can my Bee connect to more than one smartphone at the same time?

• For safety’s sake, one Bee wallet or account can only be linked with one smartphone at a time, to make sure only you have access to your card information.

USING BEE

How do I add cards to my Bee?

• Bee works in sync with the BeeHive, and BeeHive gives you an option to scan your cards or manually enter the details. BeeHive works in the background with bank applications to get the secured credentials and store them on Bee.

Can I upload both my credit and debit cards to Bee?

• Yes, you can upload debit, credit, pre-paid, rewards and loyalty cards to Bee

Can I add my new bank card before it arrives from the bank via postal/mail service?

• Yes banks can deliver new cards directly to the Bee device via the mobile application. What we mean here is that banks do not have to go through the process of issuing plastic cards and shipping it to consumers. They can directly provide tokens for the new cards to the Bee device through the Bee app on the mobile.

Do I need a smartphone to use the Bee?

• To manage cards, activating Bee and registering your fingerprint information, you’re going to need the BeeHive app. For a payment transaction on PoS terminals, you do not need the BeeHive app.

What brands of smart watches can Bee attach to?

• All android and iOS based smart watches can pair with the Bee Device.

Where can I use my Bee?

• Anywhere, everywhere. As long as the retailer you’re paying at has a PoS device that supports contactless payments, your Bee will work flawlessly.In future, you may be able to use your Bee instead of ID cards that require NFC-security walkthrough, and instead of your regular transit ticket.

How do I make a purchase using Bee?

• Look for a terminal that has NFC sign on it.- Unlock the Bee by placing your finger on the sensor.
• Bring it close to the terminal and complete the verification (signature, if needed)
• That’s it!

What transit tickets can Bee integrate with? (i.e. Metro Card, Charlie Card, Tap Card, etc. )

• Any transit card or access card that uses NFC reader at the turnstile can be integrated on the Bee device 

I have multiple cards enrolled in my Bee. How do I know which card is being used?

• The BeeHive app on your smartphone allows you to identify your default card. Once you mark your default card, the Bee pre-selects this card during payment. You can, of course, always select another card as your default anytime.

Will all features and functionalities be available when I receive my Bee?

• Support for Transit, Access and Location based rewards would be future releases that will be updated via App updates or FOTA (firmware over the air) updates to a user's existing Bee device
• Additionally, while Radiius would like to ensure support from most of the large banks and issuers, some banks may not be immediately supported at the time of our launch. Similarly, our network partner may have either readiness issues or may require additional approvals to support us in some countries and geographical regions. 

PROBLEM RESOLUTION

What if my Bee stops working?

• Your Bee comes with a 1 year warranty, that lets you replace your device in case there are any manufacturing defects. We guarantee you receive your Bee free of manufacturing defects.

I lost my Bee. What should I do now?

• Losing anything valuable can be stressful. But you need not worry about misuse of Bee. It has multiple layers of security.Bee cannot be used without your biometrics. If any unauthorized person tries to use your Bee, it will permanently lock itself after 10 wrong tries.Next, you can disable all the cards on Bee by using ‘Disable all cards’ feature in BeeHive. Your physical cards will continue to work.You can call and ask for a replacement. You will have to pay the cost of a new Bee in your account. Radiius is planning a 24-hour replacement program for most metro locations in the United States.

How do I restore my cards on the replaced Bee?

• Simply open the BeeHive app and activate your replacement Bee as before. The enrolled cards will automatically synch up with your new Bee and will be restored.

What if I change my smartphone?

• You will need to go through a simple process to link your new smartphone with Bee. As a part of it, we will verify you as the right owner of the Bee. Since, we do not store any payment information on the phone, the process is very secure.This is where you get the freedom and peace of mind. You are not tied to a phone company or model in order to continue using your Bee.

Can I use Bee to withdraw cash at an ATM?

• Very few ATM machines work on NFC. If your ATM machine supports NFC, Bee will work.

Can a transaction decline while using the Bee?

• If a transaction declines, it would most like be due to a server issue on your card providers’ end. None of your transaction information goes through our servers in real time.

ORDERING

How much does a Bee cost?

• Stay tuned for early-bird offers.

Can I buy more than one Bee?

• Yes, of course! The more, the merrier. You can link all your Bees to a single BeeHive wallet (on your smartphone) and they would behave exactly like each other. So carry one on your watch, one in your handbag and one as your key fob. We leave this to your imagination.

How do I pre-order a Bee?

• You can pre-order through our Indiegogo campaign or directly through our website.

Can I invite friends and family to try the Bee?

• Certainly, you can. You can invite people who have not yet purchased a Bee. At Radiius, we are pushing for the convenience of a cashless, cardless, hassle-free lifestyle.

When will the Bee ship?

• The first batch is expected to ship out in February 2018.

Can I choose any color?

• Bee comes in stylish and sporty colors, some of them are limited in number. You can choose which color you want while placing the pre-order.

I am outside the US. When can I get my Bee?

• If you’re outside the US, please subscribe to Bee updates and we’ll let you know when we can ship you your Bee.

Can I change or cancel my perk?

• Indiegogo has now made it easier than ever to upgrade your perks. You can now do so on the contributions tab of your Indiegogo profile. See more information on how to do this for Indiegogo here: https://support.indiegogo.com/hc/en-us/articles/526756-How-to-Upgrade-Your-Perk Regarding cancellations, Indiegogo policy dictates that campaign owners have no ability to adjust perk selections. Backers can upgrade, change, or cancel their perks/rewards at any time on their contributor's profile until the campaign has closed. After the campaign has ended and funds have been disbursed, the campaigners will evaluate such requests will be handled on a case-by-case basis.

How is shipping handled?

• We will be shipping via the United States Postal Service First Class mail with delivery tracking confirmation. International shipments will be sent via International First Class.

How much is shipping and handling?

• Shipping is decided based upon which perk you choose for your contribution. We recommend choosing perks which offer free shipping and best value.

Will I be able to replace my Bee battery after two years?

• Bee devices would need to be reordered after two years. we are working a replacement solution that allows for change of battery every year.

REGULATORY

Is Bee certified by any authority?

• Yes. It is EMV Co. certified and the solution is approved by payment networks (MasterCard and Visa). The Radiius ecosystem including all applications hosted on cloud are compliant with Payment Card Industry (PCI) standards.

If Bee is ever hacked and I have money stolen or unauthorized payments from the device, will your company cover the funds lost?

• Bee conforms to all security standards in vogue by the concerned authorities (EMV Co). These standards are globally accepted and recognized by banks and card issuing authorities and better than the security currently in place for cards. Effectively this means that current treatment viz unauthorized transactions will apply. That means - consumers right/ ability to contest and refute a transaction are intact. In cases of losses due to such conflicts, the original card issuing authority owns the liability.